Destination Wealth Management constructs portfolios and investment objectives based on asset allocation principles coupled with tactical adjustments. The firm employs research analysts with significant experience to conduct asset and economic research. DWM allocation philosophy will adjust based on market conditions and economic environment. Allocations are not static and will adjust as needed. These strategies may not be suitable for all investors. For additional information and disclosures, please refer to Advisor’s Form ADV Part 2A.
Concentrated Growth: An individual equity portfolio strategy focused on capital appreciation. The portfolio primarily invests in mid to large US based companies and is not an asset allocation investment strategy. Fluctuation can be significant and is only suitable for clients that are comfortable with high capital fluctuation and have a long-term investment horizon. Fluctuations will reflect US mid-to-large-cap equity market volatility. (This portfolio is available for Global, Domestic and Sustainable Responsible allocations).
Focus Growth: An equity portfolio focused on capital appreciation. Fluctuation can be significant and is only suitable for clients that are comfortable with high capital fluctuation and have a long-term investment horizon. (This portfolio is available for Global, Domestic and Sustainable Responsible allocations).
Equity Growth: A primarily equity-oriented strategy focused on capital appreciation. This strategy has the potential for significant fluctuation and is only suitable for clients with an above-average tolerance for risk and a long-term time horizon. (This portfolio is available for Global, Domestic and Sustainable Responsible allocations).
Equity Income: This portfolio provides a combination of capital appreciation with some income generation. This strategy is subject to equity market fluctuation and is only suitable for clients with long term time horizons or an above-average tolerance for risk. (This portfolio is available for Global, Domestic and Sustainable Responsible allocations).
Strategic Balanced: This portfolio is equally focused on income generation and capital appreciation. This strategy is subject to equity market fluctuations and interest rate volatility. It is suitable for clients with a modest degree of risk tolerance and average 3 to 5 year time horizon. (This portfolio is available for Global, Domestic and Sustainable Responsible allocations).
Strategic Dividend and Income: This portfolio is focused on generating income from dividends and interest. It invests in both equities and fixed income. This strategy is subject to equity market fluctuations and interest rate volatility, and is suitable for clients seeking income, having a moderate degree of risk tolerance and a long term investment horizon.
Conservative Balanced: This portfolio focuses on income while seeking a small amount of capital appreciation on a long-term basis. This strategy is predominantly fixed income oriented and suitable for moderately risk averse clients with at least a 3 to 5-year time horizon. (This portfolio is available for Global, Domestic and Sustainable Responsible allocations).
Fixed Income: This portfolio is invested in income-oriented assets including bonds and other interest bearing assets. Least aggressive portfolio suitable for risk averse clients with shorter time horizons and the need for portfolio income generation. The portfolio will fluctuate depending on credit quality and interest rate levels. This portfolio is available for Global Focused allocation.
Global Focused: Global focused strategies describe portfolios invested in both US and non-US assets. Regions utilized in portfolios are dependent on Destination’s investment judgment. Portfolios continue to be primarily focused on US securities despite international diversification.
Domestic Focused: Domestic focused strategies maintain a more significant primary focus on US investments. While global revenue contribution from US-based companies is an inherent part of held assets, the primary consideration for invested assets is domicile in the United States.
Environmental, Social, and Governance (ESG): This strategy describes portfolios that include securities that undergo additional screening based on one or more social criteria such as sustainability, environmental impact, and/or corporate diversity. These portfolios have a global investment footprint consistent with our Global Focused portfolios described above. ESG strategies may at times miss opportunities to gain exposure to certain industries, sectors, and companies which could cause the portfolio to under perform when compared against other unrestricted portfolios. Please contact your advisor for additional information regarding investment strategies.
